The easier way to manage school fees

Pay weekly, fortnightly or monthly. You can even lower your annual school fee spend.

At Edstart, we believe education is the world's most powerful investment. Our mission is to help people pay for it.

Edstart makes it easy for you to manage education costs by providing flexible payment plans you can control. We can help you spread large upfront school fees into more manageable payments, so that school fees don’t hold back your family’s finances.

Take the stress out of your family budget

Smooth out your school fee payments over your chosen timeframe. You can even extend repayments to after the kids have left school.

Full control over your payment plan

Apply for Edstart at any time during the year with no lock in contracts. You can change your payment plan at any time to pay it off earlier or extend it.

Low costs with no hidden fees

A simple fee structure that is easy to manage. You only pay for what you use, and there are no fees for changing or cancelling your plan

Options to help you better manage your cash flow

Edstart provides two options to help you better manage your children’s education expenses. Our simple repayment plans can fit around your budget and when you get paid.

Edstart Pay

Edstart Pay is an interest-free payment plan that runs up to 12 months.


Instead of large lump-sum payments every term, you can spread your payments evenly across the school year into smaller weekly, fortnightly or monthly instalments.


Fees and charges

Transaction fee3%
Interest rateNil

The transaction fee is added to your account each time Edstart pays a school on your behalf.

Some of our partner schools absorb the transaction fee so that Edstart Pay becomes entirely free for families.

Edstart Extend

Edstart Extend is a loan package that allows you to spread your school fee payments beyond the current school year.


Better suited for high-school, you can extend your repayments for up to 5 years after your child graduates.


Fees and charges

Transaction fee3%
Interest rate7.90% to 12.90% p.a.

Interest is only charged on the balance of your Edstart account which has been utilised (i.e. the funds that have actually been paid to a school).

Interest rates are personalised based on each applicant’s credit profile, and are typically set between 7.90% to 12.90% p.a.

Our payment plans can cover tuition fees, boarding expenses, uniforms, textbooks, tutoring, excursions and extra-curricular activities.

We’re helping families across Australia manage their education expenses

Edstart was founded by a passionate team of Australian education and finance specialists who believe in the power of education and are committed to building a solution to support access to learning.


We’re helping families across Australia better manage their cash flow while ensuring school fees are paid on time.

It’s easy to get started

Free online calculation

We calculate your estimated payments based on the time frame you set, with a quick, easy online application.

Receive your personalised offer

We provide a personalised funding plan for your education fees, including tuition, boarding, arrears and other charges.

Relax while we pay your school fees

Forward your school invoice to us and we will organise payment to the school. Your selected repayment amount will be drawn from your bank account periodically.

Get a quote

Frequently Asked Questions

Simply start an online calculation below and complete your details in the application form. We’ll then need you to provide us with copies of your bank statements for the past 3 months to verify your income and expenses.

Our team will then review your details and tailor a payment plan for you. The application process will not impact your credit score.

Once you’ve been approved and we’ve set-up your Edstart account, simply send us your school invoice or statement to us. We will then directly pay the school on your behalf via their preferred payment method (e.g. BPay or direct bank transfer) usually a week before the due date.

Your repayments to Edstart will then occur weekly, fortnightly or monthly via direct debit from your nominated bank account. You can choose whichever payment frequency and start date that suits you best.

We can generally fund any expense that is included on an invoice issued either by your school or another provider. This includes tuition fees, boarding expenses, uniforms, textbooks, excursions, tutoring, extra-curricular activities and any outstanding fee balances.

Edstart is designed to be much more flexible than a traditional payment plan provider if there are changes to your financial situation or your child’s schooling arrangements. This is because every Edstart customer receives a flexible line of credit account rather than a fixed payment plan. You can modify your plan at any time and there are no fees or charges for implementing these changes.

"The fact that we can pay Edstart off weekly, rather than lump sums to the school, has made a huge difference.

We've got a $30,000 year coming up when they're in Year 11 and 12, so spreading out the impact of that will be a godsend."

Louise Carriage, NSW.

Source: AFR, 13 April 2018

Customer service is always there to help if you have any questions

Call Us:

1300 139 445

Visit Us:

2/80 Albion Street, Surry Hills, NSW 2010 Australia

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