Once you've been approved and we've set-up your Edstart account, simply send your invoice or statement to us. We will then organise payment on your behalf usually a week before the due date.

Your repayments to Edstart will then occur weekly, fortnightly or monthly from your nominated bank account. You can choose whichever payment frequency and start date that suits you best.

We offer a separate product called Edstart Extend which can allow you to reduce your annual payments by spreading your education costs over a longer period, up to 5 years after graduation. Fees and interest charges apply.

Unlike a traditional loan, Edstart provides customised payment plans that cover all current and future education costs. This means you don’t end up borrowing more than you otherwise may need or have to get a new loan each year.

You only pay for what you use, and you have the flexibility to make adjustments and cancel anytime with no penalty.

You can make extra repayments or repay your entire balance at any time using your personalised BPay reference (provided on each Edstart statement). There are no fees, charges, clawbacks or penalties for early repayment.

Any extra payments will be applied to your Edstart account immediately, thereby reducing any interest costs that may apply.

Edstart holds a credit licence issued by ASIC and maintains full compliance with all regulatory requirements. We are a local and specialised provider founded by a passionate team of Australian education and finance specialists.