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Pay your fees at Union College with Edstart

Union College

Pay your fees at Union College with Edstart

Union College

How Edstart can help you

Edstart is providing flexible payment options to help you manage your fees at Union College. Our payment plans can fit around your budget and when you get paid.

Edstart Pay

Interest-free plan to spread your fees for up to 12 months.

Edstart Pay Semester Chart

Edstart will pay your fees when they're due

Spread your repayments in weekly, fortnightly or monthly instalments

Change or cancel your plan at any time with no additional cost

Your plan can be used for future years and there's no need to reapply

No interest charges

Transaction fee: 3.9%

The transaction fee is charged each time we pay your invoice.

Edstart Extend

Lower your annual payments by spreading them over a longer period

Edstart Extend Chart

Your plan will cover all current and future fees, as well as if you have any overdue fees

Extend your repayments for up to 5 years beyond graduation

Edstart will pay your fees when they're due

Spread your repayments in weekly, fortnightly or monthly instalments

Interest rate: 5.9% to 12.9%

Transaction fee: 3.9%

Interest is only charged on the balance of your Edstart account.

Interest rates are personalised based on each applicant's credit profile and we reward your good credit history with a better interest rate.

You can apply to Edstart if you are an Australian citizen or permanent resident. You also need to demonstrate that you have a regular source of income to comfortably fund repayments.

Getting into the details

How does an Edstart payment plan work?

Once you've been approved and we've set-up your Edstart account, simply send your invoice or statement to us. We will then organise payment on your behalf usually a week before the due date.

Your repayments to Edstart will then occur weekly, fortnightly or monthly from your nominated bank account. You can choose whichever payment frequency and start date that suits you best.

How is Edstart different from getting a traditional loan?

Unlike a traditional loan, Edstart provides customised payment plans that cover all current and future education costs. This means you don’t end up borrowing more than you otherwise may need or have to get a new loan each year.

You only pay for what you use, and you have the flexibility to make adjustments and cancel anytime with no penalty.

Can I repay some or all of my balance early?

You can make extra repayments or repay your entire balance at any time using your personalised BPay reference (provided on each Edstart statement). There are no fees, charges, clawbacks or penalties for early repayment.

Any extra payments will be applied to your Edstart account immediately, thereby reducing any interest costs that may apply.

Is Edstart regulated by the government?

Edstart holds a credit licence issued by ASIC and maintains full compliance with all regulatory requirements. We are a local and specialised provider founded by a passionate team of Australian education and finance specialists.

See other FAQs

How to apply


Free online calculation
Calculate a payment plan for your fees and complete a quick online application. This will not impact your credit score.


Receive a personalised offer
Our team will then review your details and tailor a plan to cover your current and future education costs.


We take care of your fees
Once your account is set-up, simply forward your invoice to us and we'll organise payment to the school.
Get started

Edstart Australia Pty Ltd ABN 48 611 024 205 holds Australian credit licence number 485096

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